Cost of Living: Chandler, AZ vs Waco, TX (2026)

Chandler

Arizona
134
VS

Waco

Texas
72

Chandler is 86% more expensive than Waco.

$1,806/mo ↑ 64%
Median Rent
$1,098/mo ↓ 39%
$103,691/yr ↑ 101%
Median Income
$51,468/yr ↓ 50%
$469,800 ↑ 135%
Home Value
$199,600 ↓ 58%
$1,743/mo ↑ 59%
Owner Costs
$1,094/mo ↓ 37%
278,123
Population
141,925

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.9%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Chandler, AZ and Waco, TX, the overall cost of living indices are 134 and 72 respectively (national median = 100). Rent is $708/month cheaper in Waco, saving renters about $8,496/year.

Median household income is $52,223/year higher in Chandler. Home values also differ significantly — the median in Chandler is $469,800 compared to $199,600 in Waco.

Texas has no state income tax, giving Waco residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Chandler vs Waco — common questions

Is Chandler or Waco cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 134 (US average = 100).
What is the rent difference between Chandler and Waco?
Median rent in Chandler is $1,806/month and in Waco it's $1,098/month — a difference of $708/month.
Which city has higher income, Chandler or Waco?
Median household income is $103,691 in Chandler and $51,468 in Waco. Median household income is $52,223/year higher in Chandler.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chandler or Waco?
It depends on your priorities. Chandler has a cost index of 134 with median rent of $1,806/mo, while Waco has a cost index of 72 with rent of $1,098/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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