Cost of Living: Charlotte, NC vs Carrollton, TX (2026)

Charlotte

North Carolina
108
VS

Carrollton

Texas
116

Charlotte is 7% cheaper than Carrollton.

$1,504/mo ↓ 10%
Median Rent
$1,674/mo ↑ 11%
$78,438/yr ↓ 21%
Median Income
$99,115/yr ↑ 26%
$351,500 ≈ Same
Home Value
$353,600 ≈ Same
$1,487/mo ↓ 12%
Owner Costs
$1,689/mo ↑ 14%
886,283
Population
132,741

Tax Comparison

4.5%
Income Tax
0%
4.75%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

23.0%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Carrollton, TX, the overall cost of living indices are 108 and 116 respectively (national median = 100). Rent is $170/month cheaper in Charlotte, saving renters about $2,040/year.

Median household income is $20,677/year higher in Carrollton. Home values also differ significantly — the median in Charlotte is $351,500 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Charlotte vs Carrollton — common questions

Is Charlotte or Carrollton cheaper to live in?
Based on our cost index, Charlotte is cheaper to live in with an index of 108 compared to 116 (US average = 100).
What is the rent difference between Charlotte and Carrollton?
Median rent in Charlotte is $1,504/month and in Carrollton it's $1,674/month — a difference of $170/month.
Which city has higher income, Charlotte or Carrollton?
Median household income is $78,438 in Charlotte and $99,115 in Carrollton. Median household income is $20,677/year higher in Carrollton.
How do taxes compare between North Carolina and Texas?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Charlotte or Carrollton?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Carrollton details →

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