Cost of Living: Charlotte, NC vs Jackson, MS (2026)

Charlotte

North Carolina
108
VS

Jackson

Mississippi
58

Charlotte is 86% more expensive than Jackson.

$1,504/mo ↑ 48%
Median Rent
$1,018/mo ↓ 32%
$78,438/yr ↑ 81%
Median Income
$43,238/yr ↓ 45%
$351,500 ↑ 225%
Home Value
$108,200 ↓ 69%
$1,487/mo ↑ 56%
Owner Costs
$956/mo ↓ 36%
886,283
Population
149,827

Tax Comparison

4.5%
Income Tax
5.0%
4.75%
State Sales Tax
7.0%
0.8%
Property Tax
0.67%

Affordability

23.0%
rent-to-income
Affordability
28.3%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Jackson, MS, the overall cost of living indices are 108 and 58 respectively (national median = 100). Rent is $486/month cheaper in Jackson, saving renters about $5,832/year.

Median household income is $35,200/year higher in Charlotte. Home values also differ significantly — the median in Charlotte is $351,500 compared to $108,200 in Jackson.

North Carolina has a lower income tax rate, making Charlotte slightly more tax-friendly.

Frequently Asked Questions

Charlotte vs Jackson — common questions

Is Charlotte or Jackson cheaper to live in?
Based on our cost index, Jackson is cheaper to live in with an index of 58 compared to 108 (US average = 100).
What is the rent difference between Charlotte and Jackson?
Median rent in Charlotte is $1,504/month and in Jackson it's $1,018/month — a difference of $486/month.
Which city has higher income, Charlotte or Jackson?
Median household income is $78,438 in Charlotte and $43,238 in Jackson. Median household income is $35,200/year higher in Charlotte.
How do taxes compare between North Carolina and Mississippi?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Mississippi has 5.0% income tax, 7.0% sales tax, and 0.67% property tax.
Should I move to Charlotte or Jackson?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Jackson has a cost index of 58 with rent of $1,018/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Jackson details →

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