Cost of Living: Charlotte, NC vs Lewisville, TX (2026)

Charlotte

North Carolina
108
VS

Lewisville

Texas
112

Charlotte is 4% cheaper than Lewisville.

$1,504/mo ↓ 4%
Median Rent
$1,572/mo ↑ 5%
$78,438/yr ↓ 8%
Median Income
$85,002/yr ↑ 8%
$351,500 ≈ Same
Home Value
$350,200 ≈ Same
$1,487/mo ↓ 9%
Owner Costs
$1,631/mo ↑ 10%
886,283
Population
128,313

Tax Comparison

4.5%
Income Tax
0%
4.75%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

23.0%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Lewisville, TX, the overall cost of living indices are 108 and 112 respectively (national median = 100). Rent is $68/month cheaper in Charlotte, saving renters about $816/year.

Median household income is $6,564/year higher in Lewisville. Home values also differ significantly — the median in Charlotte is $351,500 compared to $350,200 in Lewisville.

Texas has no state income tax, giving Lewisville residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Charlotte vs Lewisville — common questions

Is Charlotte or Lewisville cheaper to live in?
Based on our cost index, Charlotte is cheaper to live in with an index of 108 compared to 112 (US average = 100).
What is the rent difference between Charlotte and Lewisville?
Median rent in Charlotte is $1,504/month and in Lewisville it's $1,572/month — a difference of $68/month.
Which city has higher income, Charlotte or Lewisville?
Median household income is $78,438 in Charlotte and $85,002 in Lewisville. Median household income is $6,564/year higher in Lewisville.
How do taxes compare between North Carolina and Texas?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Charlotte or Lewisville?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Lewisville has a cost index of 112 with rent of $1,572/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Lewisville details →

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