Cost of Living: Charlotte, NC vs Long Beach, CA (2026)

Charlotte

North Carolina
108
VS

Long Beach

California
169

Charlotte is 36% cheaper than Long Beach.

$1,504/mo ↓ 17%
Median Rent
$1,803/mo ↑ 20%
$78,438/yr ↓ 7%
Median Income
$83,969/yr ↑ 7%
$351,500 ↓ 54%
Home Value
$762,200 ↑ 117%
$1,487/mo ↓ 21%
Owner Costs
$1,890/mo ↑ 27%
886,283
Population
458,491

Tax Comparison

4.5%
Income Tax
13.3%
4.75%
State Sales Tax
7.25%
0.8%
Property Tax
0.71%

Affordability

23.0%
rent-to-income
Affordability
25.8%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Long Beach, CA, the overall cost of living indices are 108 and 169 respectively (national median = 100). Rent is $299/month cheaper in Charlotte, saving renters about $3,588/year.

Median household income is $5,531/year higher in Long Beach. Home values also differ significantly — the median in Charlotte is $351,500 compared to $762,200 in Long Beach.

North Carolina has a lower income tax rate, making Charlotte slightly more tax-friendly.

Frequently Asked Questions

Charlotte vs Long Beach — common questions

Is Charlotte or Long Beach cheaper to live in?
Based on our cost index, Charlotte is cheaper to live in with an index of 108 compared to 169 (US average = 100).
What is the rent difference between Charlotte and Long Beach?
Median rent in Charlotte is $1,504/month and in Long Beach it's $1,803/month — a difference of $299/month.
Which city has higher income, Charlotte or Long Beach?
Median household income is $78,438 in Charlotte and $83,969 in Long Beach. Median household income is $5,531/year higher in Long Beach.
How do taxes compare between North Carolina and California?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Charlotte or Long Beach?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Long Beach has a cost index of 169 with rent of $1,803/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Long Beach details →

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