Cost of Living: Charlotte, NC vs Murfreesboro, TN (2026)

Charlotte

North Carolina
108
VS

Murfreesboro

Tennessee
105

Charlotte is 3% more expensive than Murfreesboro.

$1,504/mo ↑ 9%
Median Rent
$1,376/mo ↓ 9%
$78,438/yr ↑ 3%
Median Income
$76,241/yr ↓ 3%
$351,500 ↓ 4%
Home Value
$365,100 ↑ 4%
$1,487/mo ↑ 4%
Owner Costs
$1,435/mo ↓ 3%
886,283
Population
157,547

Tax Comparison

4.5%
Income Tax
0%
4.75%
State Sales Tax
7.0%
0.8%
Property Tax
0.64%

Affordability

23.0%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Murfreesboro, TN, the overall cost of living indices are 108 and 105 respectively (national median = 100). Rent is $128/month cheaper in Murfreesboro, saving renters about $1,536/year.

Median household income is $2,197/year higher in Charlotte. Home values also differ significantly — the median in Charlotte is $351,500 compared to $365,100 in Murfreesboro.

Tennessee has no state income tax, giving Murfreesboro residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Charlotte vs Murfreesboro — common questions

Is Charlotte or Murfreesboro cheaper to live in?
Based on our cost index, Murfreesboro is cheaper to live in with an index of 105 compared to 108 (US average = 100).
What is the rent difference between Charlotte and Murfreesboro?
Median rent in Charlotte is $1,504/month and in Murfreesboro it's $1,376/month — a difference of $128/month.
Which city has higher income, Charlotte or Murfreesboro?
Median household income is $78,438 in Charlotte and $76,241 in Murfreesboro. Median household income is $2,197/year higher in Charlotte.
How do taxes compare between North Carolina and Tennessee?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Charlotte or Murfreesboro?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Murfreesboro has a cost index of 105 with rent of $1,376/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Murfreesboro details →

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