Cost of Living: Charlotte, NC vs Provo, UT (2026)

Charlotte

North Carolina
108
VS

Provo

Utah
102

Charlotte is 6% more expensive than Provo.

$1,504/mo ↑ 31%
Median Rent
$1,152/mo ↓ 23%
$78,438/yr ↑ 25%
Median Income
$62,800/yr ↓ 20%
$351,500 ↓ 20%
Home Value
$437,100 ↑ 24%
$1,487/mo ↑ 22%
Owner Costs
$1,220/mo ↓ 18%
886,283
Population
114,303

Tax Comparison

4.5%
Income Tax
4.65%
4.75%
State Sales Tax
6.1%
0.8%
Property Tax
0.58%

Affordability

23.0%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Provo, UT, the overall cost of living indices are 108 and 102 respectively (national median = 100). Rent is $352/month cheaper in Provo, saving renters about $4,224/year.

Median household income is $15,638/year higher in Charlotte. Home values also differ significantly — the median in Charlotte is $351,500 compared to $437,100 in Provo.

North Carolina has a lower income tax rate, making Charlotte slightly more tax-friendly.

Frequently Asked Questions

Charlotte vs Provo — common questions

Is Charlotte or Provo cheaper to live in?
Based on our cost index, Provo is cheaper to live in with an index of 102 compared to 108 (US average = 100).
What is the rent difference between Charlotte and Provo?
Median rent in Charlotte is $1,504/month and in Provo it's $1,152/month — a difference of $352/month.
Which city has higher income, Charlotte or Provo?
Median household income is $78,438 in Charlotte and $62,800 in Provo. Median household income is $15,638/year higher in Charlotte.
How do taxes compare between North Carolina and Utah?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Utah has 4.65% income tax, 6.1% sales tax, and 0.58% property tax.
Should I move to Charlotte or Provo?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Provo has a cost index of 102 with rent of $1,152/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Provo details →

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