Cost of Living: Charlotte, NC vs Round Rock, TX (2026)

Charlotte

North Carolina
108
VS

Round Rock

Texas
122

Charlotte is 11% cheaper than Round Rock.

$1,504/mo ↓ 12%
Median Rent
$1,713/mo ↑ 14%
$78,438/yr ↓ 19%
Median Income
$97,187/yr ↑ 24%
$351,500 ↓ 8%
Home Value
$383,700 ↑ 9%
$1,487/mo ↓ 17%
Owner Costs
$1,781/mo ↑ 20%
886,283
Population
124,288

Tax Comparison

4.5%
Income Tax
0%
4.75%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

23.0%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Round Rock, TX, the overall cost of living indices are 108 and 122 respectively (national median = 100). Rent is $209/month cheaper in Charlotte, saving renters about $2,508/year.

Median household income is $18,749/year higher in Round Rock. Home values also differ significantly — the median in Charlotte is $351,500 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Charlotte vs Round Rock — common questions

Is Charlotte or Round Rock cheaper to live in?
Based on our cost index, Charlotte is cheaper to live in with an index of 108 compared to 122 (US average = 100).
What is the rent difference between Charlotte and Round Rock?
Median rent in Charlotte is $1,504/month and in Round Rock it's $1,713/month — a difference of $209/month.
Which city has higher income, Charlotte or Round Rock?
Median household income is $78,438 in Charlotte and $97,187 in Round Rock. Median household income is $18,749/year higher in Round Rock.
How do taxes compare between North Carolina and Texas?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Charlotte or Round Rock?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Round Rock details →

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