Cost of Living: Charlotte, NC vs Savannah, GA (2026)

Charlotte

North Carolina
108
VS

Savannah

Georgia
84

Charlotte is 29% more expensive than Savannah.

$1,504/mo ↑ 16%
Median Rent
$1,302/mo ↓ 13%
$78,438/yr ↑ 38%
Median Income
$56,782/yr ↓ 28%
$351,500 ↑ 56%
Home Value
$225,200 ↓ 36%
$1,487/mo ↑ 18%
Owner Costs
$1,257/mo ↓ 15%
886,283
Population
147,546

Tax Comparison

4.5%
Income Tax
5.49%
4.75%
State Sales Tax
4.0%
0.8%
Property Tax
0.92%

Affordability

23.0%
rent-to-income
Affordability
27.5%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Savannah, GA, the overall cost of living indices are 108 and 84 respectively (national median = 100). Rent is $202/month cheaper in Savannah, saving renters about $2,424/year.

Median household income is $21,656/year higher in Charlotte. Home values also differ significantly — the median in Charlotte is $351,500 compared to $225,200 in Savannah.

North Carolina has a lower income tax rate, making Charlotte slightly more tax-friendly.

Frequently Asked Questions

Charlotte vs Savannah — common questions

Is Charlotte or Savannah cheaper to live in?
Based on our cost index, Savannah is cheaper to live in with an index of 84 compared to 108 (US average = 100).
What is the rent difference between Charlotte and Savannah?
Median rent in Charlotte is $1,504/month and in Savannah it's $1,302/month — a difference of $202/month.
Which city has higher income, Charlotte or Savannah?
Median household income is $78,438 in Charlotte and $56,782 in Savannah. Median household income is $21,656/year higher in Charlotte.
How do taxes compare between North Carolina and Georgia?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Georgia has 5.49% income tax, 4.0% sales tax, and 0.92% property tax.
Should I move to Charlotte or Savannah?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Savannah has a cost index of 84 with rent of $1,302/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Savannah details →

More Comparisons

Other cost of living comparisons for Charlotte and Savannah

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