Cost of Living: Charlotte, NC vs Tyler, TX (2026)

Charlotte

North Carolina
108
VS

Tyler

Texas
79

Charlotte is 37% more expensive than Tyler.

$1,504/mo ↑ 25%
Median Rent
$1,199/mo ↓ 20%
$78,438/yr ↑ 20%
Median Income
$65,527/yr ↓ 16%
$351,500 ↑ 62%
Home Value
$216,400 ↓ 38%
$1,487/mo ↑ 27%
Owner Costs
$1,170/mo ↓ 21%
886,283
Population
107,718

Tax Comparison

4.5%
Income Tax
0%
4.75%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

23.0%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Charlotte, NC and Tyler, TX, the overall cost of living indices are 108 and 79 respectively (national median = 100). Rent is $305/month cheaper in Tyler, saving renters about $3,660/year.

Median household income is $12,911/year higher in Charlotte. Home values also differ significantly — the median in Charlotte is $351,500 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Charlotte vs Tyler — common questions

Is Charlotte or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 108 (US average = 100).
What is the rent difference between Charlotte and Tyler?
Median rent in Charlotte is $1,504/month and in Tyler it's $1,199/month — a difference of $305/month.
Which city has higher income, Charlotte or Tyler?
Median household income is $78,438 in Charlotte and $65,527 in Tyler. Median household income is $12,911/year higher in Charlotte.
How do taxes compare between North Carolina and Texas?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Charlotte or Tyler?
It depends on your priorities. Charlotte has a cost index of 108 with median rent of $1,504/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Charlotte details → View Tyler details →

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