Cost of Living: Chesapeake, VA vs Fort Collins, CO (2026)

Chesapeake

Virginia
112
VS

Fort Collins

Colorado
137

Chesapeake is 18% cheaper than Fort Collins.

$1,523/mo ↓ 8%
Median Rent
$1,661/mo ↑ 9%
$94,189/yr ↑ 13%
Median Income
$83,598/yr ↓ 11%
$359,100 ↓ 35%
Home Value
$548,400 ↑ 53%
$1,680/mo ≈ Same
Owner Costs
$1,692/mo ≈ Same
251,153
Population
169,705

Tax Comparison

5.75%
Income Tax
4.4%
5.3%
State Sales Tax
2.9%
0.8%
Property Tax
0.51%

Affordability

19.4%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Chesapeake, VA and Fort Collins, CO, the overall cost of living indices are 112 and 137 respectively (national median = 100). Rent is $138/month cheaper in Chesapeake, saving renters about $1,656/year.

Median household income is $10,591/year higher in Chesapeake. Home values also differ significantly — the median in Chesapeake is $359,100 compared to $548,400 in Fort Collins.

Colorado has a lower income tax rate, making Fort Collins slightly more tax-friendly.

Frequently Asked Questions

Chesapeake vs Fort Collins — common questions

Is Chesapeake or Fort Collins cheaper to live in?
Based on our cost index, Chesapeake is cheaper to live in with an index of 112 compared to 137 (US average = 100).
What is the rent difference between Chesapeake and Fort Collins?
Median rent in Chesapeake is $1,523/month and in Fort Collins it's $1,661/month — a difference of $138/month.
Which city has higher income, Chesapeake or Fort Collins?
Median household income is $94,189 in Chesapeake and $83,598 in Fort Collins. Median household income is $10,591/year higher in Chesapeake.
How do taxes compare between Virginia and Colorado?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Chesapeake or Fort Collins?
It depends on your priorities. Chesapeake has a cost index of 112 with median rent of $1,523/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chesapeake details → View Fort Collins details →

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