Chicago, IL vs Allen, TX: 100 vs 137

$1,380/mo ↓ 26%

Median Rent

$1,877/mo ↑ 36%

$75,134/yr ↓ 42%

Median Income

$129,130/yr ↑ 72%

$315,200 ↓ 27%

Home Value

$429,900 ↑ 36%

$1,502/mo ↓ 28%

Owner Costs

$2,083/mo ↑ 39%

2,707,648

Population

107,684

Detailed Comparison

When comparing Chicago, IL and Allen, TX, the overall cost of living indices are 100 and 137 respectively (national median = 100). Rent is $497/month cheaper in Chicago, saving renters about $5,964/year.

Median household income is $53,996/year higher in Allen. Home values also differ significantly — the median in Chicago is $315,200 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Chicago vs Allen — common questions

Is Chicago or Allen cheaper to live in?

Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 137 (US average = 100).

What is the rent difference between Chicago and Allen?

Median rent in Chicago is $1,380/month and in Allen it's $1,877/month — a difference of $497/month.

Which city has higher income, Chicago or Allen?

Median household income is $75,134 in Chicago and $129,130 in Allen. Median household income is $53,996/year higher in Allen.

How do taxes compare between Illinois and Texas?

Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.

Should I move to Chicago or Allen?

It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Chicago, IL vs Allen, TX (2026)

Chicago

Allen

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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