Cost of Living: Chula Vista, CA vs Frisco, TX (2026)

Chula Vista

California
178
VS

Frisco

Texas
162

Chula Vista is 10% more expensive than Frisco.

$2,122/mo ↑ 12%
Median Rent
$1,902/mo ↓ 10%
$105,173/yr ↓ 28%
Median Income
$146,158/yr ↑ 39%
$697,400 ↑ 17%
Home Value
$595,400 ↓ 15%
$2,342/mo ↓ 2%
Owner Costs
$2,389/mo ↑ 2%
275,030
Population
210,238

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.2%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Frisco, TX, the overall cost of living indices are 178 and 162 respectively (national median = 100). Rent is $220/month cheaper in Frisco, saving renters about $2,640/year.

Median household income is $40,985/year higher in Frisco. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chula Vista vs Frisco — common questions

Is Chula Vista or Frisco cheaper to live in?
Based on our cost index, Frisco is cheaper to live in with an index of 162 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Frisco?
Median rent in Chula Vista is $2,122/month and in Frisco it's $1,902/month — a difference of $220/month.
Which city has higher income, Chula Vista or Frisco?
Median household income is $105,173 in Chula Vista and $146,158 in Frisco. Median household income is $40,985/year higher in Frisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chula Vista or Frisco?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Frisco details →

More Comparisons

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