Cost of Living: Chula Vista, CA vs Laredo, TX (2026)

Chula Vista

California
178
VS

Laredo

Texas
67

Chula Vista is 166% more expensive than Laredo.

$2,122/mo ↑ 112%
Median Rent
$1,001/mo ↓ 53%
$105,173/yr ↑ 66%
Median Income
$63,264/yr ↓ 40%
$697,400 ↑ 282%
Home Value
$182,400 ↓ 74%
$2,342/mo ↑ 120%
Owner Costs
$1,066/mo ↓ 54%
275,030
Population
255,949

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.2%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Laredo, TX, the overall cost of living indices are 178 and 67 respectively (national median = 100). Rent is $1,121/month cheaper in Laredo, saving renters about $13,452/year.

Median household income is $41,909/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $182,400 in Laredo.

Texas has no state income tax, giving Laredo residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chula Vista vs Laredo — common questions

Is Chula Vista or Laredo cheaper to live in?
Based on our cost index, Laredo is cheaper to live in with an index of 67 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Laredo?
Median rent in Chula Vista is $2,122/month and in Laredo it's $1,001/month — a difference of $1,121/month.
Which city has higher income, Chula Vista or Laredo?
Median household income is $105,173 in Chula Vista and $63,264 in Laredo. Median household income is $41,909/year higher in Chula Vista.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chula Vista or Laredo?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Laredo has a cost index of 67 with rent of $1,001/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Laredo details →

More Comparisons

Other cost of living comparisons for Chula Vista and Laredo

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