Cost of Living: Chula Vista, CA vs Moreno Valley, CA (2026)

Chula Vista

California
178
VS

Moreno Valley

California
144

Chula Vista is 24% more expensive than Moreno Valley.

$2,122/mo ↑ 4%
Median Rent
$2,036/mo ↓ 4%
$105,173/yr ↑ 20%
Median Income
$87,477/yr ↓ 17%
$697,400 ↑ 51%
Home Value
$461,400 ↓ 34%
$2,342/mo ↑ 18%
Owner Costs
$1,980/mo ↓ 15%
275,030
Population
210,378

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.2%
rent-to-income
Affordability
27.9%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Moreno Valley, CA, the overall cost of living indices are 178 and 144 respectively (national median = 100). Rent is $86/month cheaper in Moreno Valley, saving renters about $1,032/year.

Median household income is $17,696/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $461,400 in Moreno Valley.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Chula Vista vs Moreno Valley — common questions

Is Chula Vista or Moreno Valley cheaper to live in?
Based on our cost index, Moreno Valley is cheaper to live in with an index of 144 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Moreno Valley?
Median rent in Chula Vista is $2,122/month and in Moreno Valley it's $2,036/month — a difference of $86/month.
Which city has higher income, Chula Vista or Moreno Valley?
Median household income is $105,173 in Chula Vista and $87,477 in Moreno Valley. Median household income is $17,696/year higher in Chula Vista.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chula Vista or Moreno Valley?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Moreno Valley has a cost index of 144 with rent of $2,036/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Moreno Valley details →

More Comparisons

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