Cost of Living: Chula Vista, CA vs Odessa, TX (2026)

Chula Vista

California
178
VS

Odessa

Texas
83

Chula Vista is 114% more expensive than Odessa.

$2,122/mo ↑ 61%
Median Rent
$1,322/mo ↓ 38%
$105,173/yr ↑ 44%
Median Income
$73,030/yr ↓ 31%
$697,400 ↑ 235%
Home Value
$208,000 ↓ 70%
$2,342/mo ↑ 87%
Owner Costs
$1,251/mo ↓ 47%
275,030
Population
114,080

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.2%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Odessa, TX, the overall cost of living indices are 178 and 83 respectively (national median = 100). Rent is $800/month cheaper in Odessa, saving renters about $9,600/year.

Median household income is $32,143/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chula Vista vs Odessa — common questions

Is Chula Vista or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Odessa?
Median rent in Chula Vista is $2,122/month and in Odessa it's $1,322/month — a difference of $800/month.
Which city has higher income, Chula Vista or Odessa?
Median household income is $105,173 in Chula Vista and $73,030 in Odessa. Median household income is $32,143/year higher in Chula Vista.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chula Vista or Odessa?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Odessa details →

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