Cost of Living: Chula Vista, CA vs Oxnard, CA (2026)

Chula Vista

California
178
VS

Oxnard

California
159

Chula Vista is 12% more expensive than Oxnard.

$2,122/mo ↑ 8%
Median Rent
$1,962/mo ↓ 8%
$105,173/yr ↑ 13%
Median Income
$93,372/yr ↓ 11%
$697,400 ↑ 13%
Home Value
$617,800 ↓ 11%
$2,342/mo ↑ 19%
Owner Costs
$1,976/mo ↓ 16%
275,030
Population
201,014

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.2%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Oxnard, CA, the overall cost of living indices are 178 and 159 respectively (national median = 100). Rent is $160/month cheaper in Oxnard, saving renters about $1,920/year.

Median household income is $11,801/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $617,800 in Oxnard.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Chula Vista vs Oxnard — common questions

Is Chula Vista or Oxnard cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Oxnard?
Median rent in Chula Vista is $2,122/month and in Oxnard it's $1,962/month — a difference of $160/month.
Which city has higher income, Chula Vista or Oxnard?
Median household income is $105,173 in Chula Vista and $93,372 in Oxnard. Median household income is $11,801/year higher in Chula Vista.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chula Vista or Oxnard?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Oxnard details →

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