Cost of Living: Chula Vista, CA vs Round Rock, TX (2026)

Chula Vista

California
178
VS

Round Rock

Texas
122

Chula Vista is 46% more expensive than Round Rock.

$2,122/mo ↑ 24%
Median Rent
$1,713/mo ↓ 19%
$105,173/yr ↑ 8%
Median Income
$97,187/yr ↓ 8%
$697,400 ↑ 82%
Home Value
$383,700 ↓ 45%
$2,342/mo ↑ 31%
Owner Costs
$1,781/mo ↓ 24%
275,030
Population
124,288

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.2%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Round Rock, TX, the overall cost of living indices are 178 and 122 respectively (national median = 100). Rent is $409/month cheaper in Round Rock, saving renters about $4,908/year.

Median household income is $7,986/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chula Vista vs Round Rock — common questions

Is Chula Vista or Round Rock cheaper to live in?
Based on our cost index, Round Rock is cheaper to live in with an index of 122 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Round Rock?
Median rent in Chula Vista is $2,122/month and in Round Rock it's $1,713/month — a difference of $409/month.
Which city has higher income, Chula Vista or Round Rock?
Median household income is $105,173 in Chula Vista and $97,187 in Round Rock. Median household income is $7,986/year higher in Chula Vista.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chula Vista or Round Rock?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Round Rock details →

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