Cost of Living: Chula Vista, CA vs Springfield, IL (2026)

Chula Vista

California
178
VS

Springfield

Illinois
61

Chula Vista is 192% more expensive than Springfield.

$2,122/mo ↑ 125%
Median Rent
$945/mo ↓ 55%
$105,173/yr ↑ 60%
Median Income
$65,537/yr ↓ 38%
$697,400 ↑ 349%
Home Value
$155,200 ↓ 78%
$2,342/mo ↑ 140%
Owner Costs
$974/mo ↓ 58%
275,030
Population
113,714

Tax Comparison

13.3%
Income Tax
4.95%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
2.07%

Affordability

24.2%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Springfield, IL, the overall cost of living indices are 178 and 61 respectively (national median = 100). Rent is $1,177/month cheaper in Springfield, saving renters about $14,124/year.

Median household income is $39,636/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $155,200 in Springfield.

Illinois has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Chula Vista vs Springfield — common questions

Is Chula Vista or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Springfield?
Median rent in Chula Vista is $2,122/month and in Springfield it's $945/month — a difference of $1,177/month.
Which city has higher income, Chula Vista or Springfield?
Median household income is $105,173 in Chula Vista and $65,537 in Springfield. Median household income is $39,636/year higher in Chula Vista.
How do taxes compare between California and Illinois?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Chula Vista or Springfield?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Springfield details →

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