Cost of Living: Chula Vista, CA vs Tyler, TX (2026)

Chula Vista

California
178
VS

Tyler

Texas
79

Chula Vista is 125% more expensive than Tyler.

$2,122/mo ↑ 77%
Median Rent
$1,199/mo ↓ 43%
$105,173/yr ↑ 61%
Median Income
$65,527/yr ↓ 38%
$697,400 ↑ 222%
Home Value
$216,400 ↓ 69%
$2,342/mo ↑ 100%
Owner Costs
$1,170/mo ↓ 50%
275,030
Population
107,718

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.2%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Tyler, TX, the overall cost of living indices are 178 and 79 respectively (national median = 100). Rent is $923/month cheaper in Tyler, saving renters about $11,076/year.

Median household income is $39,646/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chula Vista vs Tyler — common questions

Is Chula Vista or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Tyler?
Median rent in Chula Vista is $2,122/month and in Tyler it's $1,199/month — a difference of $923/month.
Which city has higher income, Chula Vista or Tyler?
Median household income is $105,173 in Chula Vista and $65,527 in Tyler. Median household income is $39,646/year higher in Chula Vista.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chula Vista or Tyler?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Tyler details →

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