Cost of Living: Chula Vista, CA vs Ventura, CA (2026)

Chula Vista

California
178
VS

Ventura

California
183

Chula Vista is 3% cheaper than Ventura.

$2,122/mo ≈ Same
Median Rent
$2,101/mo ≈ Same
$105,173/yr ↑ 5%
Median Income
$100,407/yr ↓ 5%
$697,400 ↓ 10%
Home Value
$778,700 ↑ 12%
$2,342/mo ↑ 11%
Owner Costs
$2,118/mo ↓ 10%
275,030
Population
109,900

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.2%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Ventura, CA, the overall cost of living indices are 178 and 183 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $4,766/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $778,700 in Ventura.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Chula Vista vs Ventura — common questions

Is Chula Vista or Ventura cheaper to live in?
Based on our cost index, Chula Vista is cheaper to live in with an index of 178 compared to 183 (US average = 100).
What is the rent difference between Chula Vista and Ventura?
Median rent in Chula Vista is $2,122/month and in Ventura it's $2,101/month — a difference of $21/month.
Which city has higher income, Chula Vista or Ventura?
Median household income is $105,173 in Chula Vista and $100,407 in Ventura. Median household income is $4,766/year higher in Chula Vista.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chula Vista or Ventura?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Ventura details →

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