Cost of Living: Cincinnati, OH vs Carrollton, TX (2026)

Cincinnati

Ohio
69
VS

Carrollton

Texas
116

Cincinnati is 41% cheaper than Carrollton.

$953/mo ↓ 43%
Median Rent
$1,674/mo ↑ 76%
$51,707/yr ↓ 48%
Median Income
$99,115/yr ↑ 92%
$215,300 ↓ 39%
Home Value
$353,600 ↑ 64%
$1,041/mo ↓ 38%
Owner Costs
$1,689/mo ↑ 62%
309,595
Population
132,741

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and Carrollton, TX, the overall cost of living indices are 69 and 116 respectively (national median = 100). Rent is $721/month cheaper in Cincinnati, saving renters about $8,652/year.

Median household income is $47,408/year higher in Carrollton. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cincinnati vs Carrollton — common questions

Is Cincinnati or Carrollton cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 116 (US average = 100).
What is the rent difference between Cincinnati and Carrollton?
Median rent in Cincinnati is $953/month and in Carrollton it's $1,674/month — a difference of $721/month.
Which city has higher income, Cincinnati or Carrollton?
Median household income is $51,707 in Cincinnati and $99,115 in Carrollton. Median household income is $47,408/year higher in Carrollton.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cincinnati or Carrollton?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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