Cost of Living: Cincinnati, OH vs McKinney, TX (2026)

Cincinnati

Ohio
69
VS

McKinney

Texas
138

Cincinnati is 50% cheaper than McKinney.

$953/mo ↓ 48%
Median Rent
$1,841/mo ↑ 93%
$51,707/yr ↓ 57%
Median Income
$120,273/yr ↑ 133%
$215,300 ↓ 51%
Home Value
$439,500 ↑ 104%
$1,041/mo ↓ 50%
Owner Costs
$2,101/mo ↑ 102%
309,595
Population
202,314

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and McKinney, TX, the overall cost of living indices are 69 and 138 respectively (national median = 100). Rent is $888/month cheaper in Cincinnati, saving renters about $10,656/year.

Median household income is $68,566/year higher in McKinney. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cincinnati vs McKinney — common questions

Is Cincinnati or McKinney cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 138 (US average = 100).
What is the rent difference between Cincinnati and McKinney?
Median rent in Cincinnati is $953/month and in McKinney it's $1,841/month — a difference of $888/month.
Which city has higher income, Cincinnati or McKinney?
Median household income is $51,707 in Cincinnati and $120,273 in McKinney. Median household income is $68,566/year higher in McKinney.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cincinnati or McKinney?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cincinnati details → View McKinney details →

More Comparisons

Other cost of living comparisons for Cincinnati and McKinney

Cincinnati vs. Santa Ana Cincinnati vs. Irvine Cincinnati vs. Orlando Cincinnati vs. St. Paul Cincinnati vs. Riverside Cincinnati vs. Newark McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo