Cost of Living: Cincinnati, OH vs Odessa, TX (2026)

Cincinnati

Ohio
69
VS

Odessa

Texas
83

Cincinnati is 17% cheaper than Odessa.

$953/mo ↓ 28%
Median Rent
$1,322/mo ↑ 39%
$51,707/yr ↓ 29%
Median Income
$73,030/yr ↑ 41%
$215,300 ↑ 4%
Home Value
$208,000 ↓ 3%
$1,041/mo ↓ 17%
Owner Costs
$1,251/mo ↑ 20%
309,595
Population
114,080

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and Odessa, TX, the overall cost of living indices are 69 and 83 respectively (national median = 100). Rent is $369/month cheaper in Cincinnati, saving renters about $4,428/year.

Median household income is $21,323/year higher in Odessa. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cincinnati vs Odessa — common questions

Is Cincinnati or Odessa cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 83 (US average = 100).
What is the rent difference between Cincinnati and Odessa?
Median rent in Cincinnati is $953/month and in Odessa it's $1,322/month — a difference of $369/month.
Which city has higher income, Cincinnati or Odessa?
Median household income is $51,707 in Cincinnati and $73,030 in Odessa. Median household income is $21,323/year higher in Odessa.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cincinnati or Odessa?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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