Cost of Living: Cincinnati, OH vs Richardson, TX (2026)

Cincinnati

Ohio
69
VS

Richardson

Texas
128

Cincinnati is 46% cheaper than Richardson.

$953/mo ↓ 48%
Median Rent
$1,825/mo ↑ 92%
$51,707/yr ↓ 46%
Median Income
$96,257/yr ↑ 86%
$215,300 ↓ 47%
Home Value
$405,600 ↑ 88%
$1,041/mo ↓ 42%
Owner Costs
$1,796/mo ↑ 73%
309,595
Population
118,269

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and Richardson, TX, the overall cost of living indices are 69 and 128 respectively (national median = 100). Rent is $872/month cheaper in Cincinnati, saving renters about $10,464/year.

Median household income is $44,550/year higher in Richardson. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cincinnati vs Richardson — common questions

Is Cincinnati or Richardson cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 128 (US average = 100).
What is the rent difference between Cincinnati and Richardson?
Median rent in Cincinnati is $953/month and in Richardson it's $1,825/month — a difference of $872/month.
Which city has higher income, Cincinnati or Richardson?
Median household income is $51,707 in Cincinnati and $96,257 in Richardson. Median household income is $44,550/year higher in Richardson.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cincinnati or Richardson?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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