Cost of Living: Cincinnati, OH vs San Bernardino, CA (2026)

Cincinnati

Ohio
69
VS

San Bernardino

California
109

Cincinnati is 37% cheaper than San Bernardino.

$953/mo ↓ 33%
Median Rent
$1,433/mo ↑ 50%
$51,707/yr ↓ 19%
Median Income
$63,988/yr ↑ 24%
$215,300 ↓ 44%
Home Value
$384,900 ↑ 79%
$1,041/mo ↓ 30%
Owner Costs
$1,478/mo ↑ 42%
309,595
Population
221,774

Tax Comparison

3.5%
Income Tax
13.3%
5.75%
State Sales Tax
7.25%
1.53%
Property Tax
0.71%

Affordability

22.1%
rent-to-income
Affordability
26.9%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and San Bernardino, CA, the overall cost of living indices are 69 and 109 respectively (national median = 100). Rent is $480/month cheaper in Cincinnati, saving renters about $5,760/year.

Median household income is $12,281/year higher in San Bernardino. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $384,900 in San Bernardino.

Ohio has a lower income tax rate, making Cincinnati slightly more tax-friendly.

Frequently Asked Questions

Cincinnati vs San Bernardino — common questions

Is Cincinnati or San Bernardino cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 109 (US average = 100).
What is the rent difference between Cincinnati and San Bernardino?
Median rent in Cincinnati is $953/month and in San Bernardino it's $1,433/month — a difference of $480/month.
Which city has higher income, Cincinnati or San Bernardino?
Median household income is $51,707 in Cincinnati and $63,988 in San Bernardino. Median household income is $12,281/year higher in San Bernardino.
How do taxes compare between Ohio and California?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Cincinnati or San Bernardino?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while San Bernardino has a cost index of 109 with rent of $1,433/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cincinnati details → View San Bernardino details →

More Comparisons

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