Cost of Living: Cincinnati, OH vs Waterbury, CT (2026)

Cincinnati

Ohio
69
VS

Waterbury

Connecticut
76

Cincinnati is 9% cheaper than Waterbury.

$953/mo ↓ 19%
Median Rent
$1,180/mo ↑ 24%
$51,707/yr ≈ Same
Median Income
$51,642/yr ≈ Same
$215,300 ↑ 16%
Home Value
$185,400 ↓ 14%
$1,041/mo ↓ 18%
Owner Costs
$1,273/mo ↑ 22%
309,595
Population
114,356

Tax Comparison

3.5%
Income Tax
6.99%
5.75%
State Sales Tax
6.35%
1.53%
Property Tax
2.15%

Affordability

22.1%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and Waterbury, CT, the overall cost of living indices are 69 and 76 respectively (national median = 100). Rent is $227/month cheaper in Cincinnati, saving renters about $2,724/year.

Median household income is $65/year higher in Cincinnati. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $185,400 in Waterbury.

Ohio has a lower income tax rate, making Cincinnati slightly more tax-friendly.

Frequently Asked Questions

Cincinnati vs Waterbury — common questions

Is Cincinnati or Waterbury cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 76 (US average = 100).
What is the rent difference between Cincinnati and Waterbury?
Median rent in Cincinnati is $953/month and in Waterbury it's $1,180/month — a difference of $227/month.
Which city has higher income, Cincinnati or Waterbury?
Median household income is $51,707 in Cincinnati and $51,642 in Waterbury. Median household income is $65/year higher in Cincinnati.
How do taxes compare between Ohio and Connecticut?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Cincinnati or Waterbury?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cincinnati details → View Waterbury details →

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