Cost of Living: Clarksville, TN vs Naperville, IL (2026)

Clarksville

Tennessee
83
VS

Naperville

Illinois
147

Clarksville is 44% cheaper than Naperville.

$1,215/mo ↓ 34%
Median Rent
$1,852/mo ↑ 52%
$66,786/yr ↓ 56%
Median Income
$150,937/yr ↑ 126%
$236,100 ↓ 54%
Home Value
$509,900 ↑ 116%
$1,254/mo ↓ 42%
Owner Costs
$2,161/mo ↑ 72%
171,897
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
2.07%

Affordability

21.8%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Clarksville, TN and Naperville, IL, the overall cost of living indices are 83 and 147 respectively (national median = 100). Rent is $637/month cheaper in Clarksville, saving renters about $7,644/year.

Median household income is $84,151/year higher in Naperville. Home values also differ significantly — the median in Clarksville is $236,100 compared to $509,900 in Naperville.

Tennessee has no state income tax, giving Clarksville residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Clarksville vs Naperville — common questions

Is Clarksville or Naperville cheaper to live in?
Based on our cost index, Clarksville is cheaper to live in with an index of 83 compared to 147 (US average = 100).
What is the rent difference between Clarksville and Naperville?
Median rent in Clarksville is $1,215/month and in Naperville it's $1,852/month — a difference of $637/month.
Which city has higher income, Clarksville or Naperville?
Median household income is $66,786 in Clarksville and $150,937 in Naperville. Median household income is $84,151/year higher in Naperville.
How do taxes compare between Tennessee and Illinois?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Clarksville or Naperville?
It depends on your priorities. Clarksville has a cost index of 83 with median rent of $1,215/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Clarksville details → View Naperville details →

More Comparisons

Other cost of living comparisons for Clarksville and Naperville

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