Cost of Living: Clearwater, FL vs Odessa, TX (2026)

Clearwater

Florida
105
VS

Odessa

Texas
83

Clearwater is 27% more expensive than Odessa.

$1,539/mo ↑ 16%
Median Rent
$1,322/mo ↓ 14%
$64,440/yr ↓ 12%
Median Income
$73,030/yr ↑ 13%
$326,100 ↑ 57%
Home Value
$208,000 ↓ 36%
$1,411/mo ↑ 13%
Owner Costs
$1,251/mo ↓ 11%
117,075
Population
114,080

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

28.7%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Clearwater, FL and Odessa, TX, the overall cost of living indices are 105 and 83 respectively (national median = 100). Rent is $217/month cheaper in Odessa, saving renters about $2,604/year.

Median household income is $8,590/year higher in Odessa. Home values also differ significantly — the median in Clearwater is $326,100 compared to $208,000 in Odessa.

Frequently Asked Questions

Clearwater vs Odessa — common questions

Is Clearwater or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 105 (US average = 100).
What is the rent difference between Clearwater and Odessa?
Median rent in Clearwater is $1,539/month and in Odessa it's $1,322/month — a difference of $217/month.
Which city has higher income, Clearwater or Odessa?
Median household income is $64,440 in Clearwater and $73,030 in Odessa. Median household income is $8,590/year higher in Odessa.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Clearwater or Odessa?
It depends on your priorities. Clearwater has a cost index of 105 with median rent of $1,539/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Clearwater details → View Odessa details →

More Comparisons

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Clearwater vs. North Charleston Clearwater vs. Lakeland Clearwater vs. Cambridge Clearwater vs. The Woodlands Clearwater vs. Richardson Clearwater vs. Evansville Odessa vs. Elgin Odessa vs. Springfield Odessa vs. Provo Odessa vs. Beaumont Odessa vs. Waterbury Odessa vs. Gresham