Cost of Living: Clearwater, FL vs Provo, UT (2026)

Clearwater

Florida
105
VS

Provo

Utah
102

Clearwater is 3% more expensive than Provo.

$1,539/mo ↑ 34%
Median Rent
$1,152/mo ↓ 25%
$64,440/yr ↑ 3%
Median Income
$62,800/yr ↓ 3%
$326,100 ↓ 25%
Home Value
$437,100 ↑ 34%
$1,411/mo ↑ 16%
Owner Costs
$1,220/mo ↓ 14%
117,075
Population
114,303

Tax Comparison

0%
Income Tax
4.65%
6.0%
State Sales Tax
6.1%
0.86%
Property Tax
0.58%

Affordability

28.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Clearwater, FL and Provo, UT, the overall cost of living indices are 105 and 102 respectively (national median = 100). Rent is $387/month cheaper in Provo, saving renters about $4,644/year.

Median household income is $1,640/year higher in Clearwater. Home values also differ significantly — the median in Clearwater is $326,100 compared to $437,100 in Provo.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Utah's 4.65% rate.

Frequently Asked Questions

Clearwater vs Provo — common questions

Is Clearwater or Provo cheaper to live in?
Based on our cost index, Provo is cheaper to live in with an index of 102 compared to 105 (US average = 100).
What is the rent difference between Clearwater and Provo?
Median rent in Clearwater is $1,539/month and in Provo it's $1,152/month — a difference of $387/month.
Which city has higher income, Clearwater or Provo?
Median household income is $64,440 in Clearwater and $62,800 in Provo. Median household income is $1,640/year higher in Clearwater.
How do taxes compare between Florida and Utah?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Utah has 4.65% income tax, 6.1% sales tax, and 0.58% property tax.
Should I move to Clearwater or Provo?
It depends on your priorities. Clearwater has a cost index of 105 with median rent of $1,539/mo, while Provo has a cost index of 102 with rent of $1,152/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Clearwater details → View Provo details →

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