Cost of Living: Clearwater, FL vs Tyler, TX (2026)

Clearwater

Florida
105
VS

Tyler

Texas
79

Clearwater is 33% more expensive than Tyler.

$1,539/mo ↑ 28%
Median Rent
$1,199/mo ↓ 22%
$64,440/yr ↓ 2%
Median Income
$65,527/yr ↑ 2%
$326,100 ↑ 51%
Home Value
$216,400 ↓ 34%
$1,411/mo ↑ 21%
Owner Costs
$1,170/mo ↓ 17%
117,075
Population
107,718

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

28.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Clearwater, FL and Tyler, TX, the overall cost of living indices are 105 and 79 respectively (national median = 100). Rent is $340/month cheaper in Tyler, saving renters about $4,080/year.

Median household income is $1,087/year higher in Tyler. Home values also differ significantly — the median in Clearwater is $326,100 compared to $216,400 in Tyler.

Frequently Asked Questions

Clearwater vs Tyler — common questions

Is Clearwater or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 105 (US average = 100).
What is the rent difference between Clearwater and Tyler?
Median rent in Clearwater is $1,539/month and in Tyler it's $1,199/month — a difference of $340/month.
Which city has higher income, Clearwater or Tyler?
Median household income is $64,440 in Clearwater and $65,527 in Tyler. Median household income is $1,087/year higher in Tyler.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Clearwater or Tyler?
It depends on your priorities. Clearwater has a cost index of 105 with median rent of $1,539/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Clearwater details → View Tyler details →

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