Cost of Living: Clearwater, FL vs Ventura, CA (2026)

Clearwater

Florida
105
VS

Ventura

California
183

Clearwater is 43% cheaper than Ventura.

$1,539/mo ↓ 27%
Median Rent
$2,101/mo ↑ 37%
$64,440/yr ↓ 36%
Median Income
$100,407/yr ↑ 56%
$326,100 ↓ 58%
Home Value
$778,700 ↑ 139%
$1,411/mo ↓ 33%
Owner Costs
$2,118/mo ↑ 50%
117,075
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

28.7%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Clearwater, FL and Ventura, CA, the overall cost of living indices are 105 and 183 respectively (national median = 100). Rent is $562/month cheaper in Clearwater, saving renters about $6,744/year.

Median household income is $35,967/year higher in Ventura. Home values also differ significantly — the median in Clearwater is $326,100 compared to $778,700 in Ventura.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Clearwater vs Ventura — common questions

Is Clearwater or Ventura cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 183 (US average = 100).
What is the rent difference between Clearwater and Ventura?
Median rent in Clearwater is $1,539/month and in Ventura it's $2,101/month — a difference of $562/month.
Which city has higher income, Clearwater or Ventura?
Median household income is $64,440 in Clearwater and $100,407 in Ventura. Median household income is $35,967/year higher in Ventura.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Clearwater or Ventura?
It depends on your priorities. Clearwater has a cost index of 105 with median rent of $1,539/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Clearwater details → View Ventura details →

More Comparisons

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