Cost of Living: Clearwater, FL vs Westminster, CO (2026)

Clearwater

Florida
105
VS

Westminster

Colorado
139

Clearwater is 24% cheaper than Westminster.

$1,539/mo ↓ 15%
Median Rent
$1,816/mo ↑ 18%
$64,440/yr ↓ 33%
Median Income
$96,145/yr ↑ 49%
$326,100 ↓ 34%
Home Value
$497,400 ↑ 53%
$1,411/mo ↓ 23%
Owner Costs
$1,841/mo ↑ 30%
117,075
Population
115,546

Tax Comparison

0%
Income Tax
4.4%
6.0%
State Sales Tax
2.9%
0.86%
Property Tax
0.51%

Affordability

28.7%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Clearwater, FL and Westminster, CO, the overall cost of living indices are 105 and 139 respectively (national median = 100). Rent is $277/month cheaper in Clearwater, saving renters about $3,324/year.

Median household income is $31,705/year higher in Westminster. Home values also differ significantly — the median in Clearwater is $326,100 compared to $497,400 in Westminster.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Clearwater vs Westminster — common questions

Is Clearwater or Westminster cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 139 (US average = 100).
What is the rent difference between Clearwater and Westminster?
Median rent in Clearwater is $1,539/month and in Westminster it's $1,816/month — a difference of $277/month.
Which city has higher income, Clearwater or Westminster?
Median household income is $64,440 in Clearwater and $96,145 in Westminster. Median household income is $31,705/year higher in Westminster.
How do taxes compare between Florida and Colorado?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Clearwater or Westminster?
It depends on your priorities. Clearwater has a cost index of 105 with median rent of $1,539/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Clearwater details → View Westminster details →

More Comparisons

Other cost of living comparisons for Clearwater and Westminster

Clearwater vs. North Charleston Clearwater vs. Lakeland Clearwater vs. Cambridge Clearwater vs. The Woodlands Clearwater vs. Richardson Clearwater vs. Evansville Westminster vs. Antioch Westminster vs. Manchester Westminster vs. Broken Arrow Westminster vs. Richmond Westminster vs. West Jordan Westminster vs. High Point