Cost of Living: Cleveland, OH vs Garland, TX (2026)

Cleveland

Ohio
51
VS

Garland

Texas
96

Cleveland is 47% cheaper than Garland.

$894/mo ↓ 41%
Median Rent
$1,525/mo ↑ 71%
$39,187/yr ↓ 48%
Median Income
$74,717/yr ↑ 91%
$94,100 ↓ 62%
Home Value
$248,900 ↑ 165%
$866/mo ↓ 40%
Owner Costs
$1,445/mo ↑ 67%
367,523
Population
245,298

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

27.4%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Cleveland, OH and Garland, TX, the overall cost of living indices are 51 and 96 respectively (national median = 100). Rent is $631/month cheaper in Cleveland, saving renters about $7,572/year.

Median household income is $35,530/year higher in Garland. Home values also differ significantly — the median in Cleveland is $94,100 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cleveland vs Garland — common questions

Is Cleveland or Garland cheaper to live in?
Based on our cost index, Cleveland is cheaper to live in with an index of 51 compared to 96 (US average = 100).
What is the rent difference between Cleveland and Garland?
Median rent in Cleveland is $894/month and in Garland it's $1,525/month — a difference of $631/month.
Which city has higher income, Cleveland or Garland?
Median household income is $39,187 in Cleveland and $74,717 in Garland. Median household income is $35,530/year higher in Garland.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cleveland or Garland?
It depends on your priorities. Cleveland has a cost index of 51 with median rent of $894/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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