Cost of Living: Cleveland, OH vs McKinney, TX (2026)

Cleveland

Ohio
51
VS

McKinney

Texas
138

Cleveland is 63% cheaper than McKinney.

$894/mo ↓ 51%
Median Rent
$1,841/mo ↑ 106%
$39,187/yr ↓ 67%
Median Income
$120,273/yr ↑ 207%
$94,100 ↓ 79%
Home Value
$439,500 ↑ 367%
$866/mo ↓ 59%
Owner Costs
$2,101/mo ↑ 143%
367,523
Population
202,314

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

27.4%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Cleveland, OH and McKinney, TX, the overall cost of living indices are 51 and 138 respectively (national median = 100). Rent is $947/month cheaper in Cleveland, saving renters about $11,364/year.

Median household income is $81,086/year higher in McKinney. Home values also differ significantly — the median in Cleveland is $94,100 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cleveland vs McKinney — common questions

Is Cleveland or McKinney cheaper to live in?
Based on our cost index, Cleveland is cheaper to live in with an index of 51 compared to 138 (US average = 100).
What is the rent difference between Cleveland and McKinney?
Median rent in Cleveland is $894/month and in McKinney it's $1,841/month — a difference of $947/month.
Which city has higher income, Cleveland or McKinney?
Median household income is $39,187 in Cleveland and $120,273 in McKinney. Median household income is $81,086/year higher in McKinney.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cleveland or McKinney?
It depends on your priorities. Cleveland has a cost index of 51 with median rent of $894/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cleveland details → View McKinney details →

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