Cost of Living: Cleveland, OH vs Toledo, OH (2026)

Cleveland

Ohio
51
VS

Toledo

Ohio
52

Cleveland and Toledo have a similar cost of living.

$894/mo ↑ 2%
Median Rent
$880/mo ↓ 2%
$39,187/yr ↓ 18%
Median Income
$47,532/yr ↑ 21%
$94,100 ↓ 12%
Home Value
$107,000 ↑ 14%
$866/mo ↑ 1%
Owner Costs
$856/mo ↓ 1%
367,523
Population
268,461

Tax Comparison

3.5%
Income Tax
3.5%
5.75%
State Sales Tax
5.75%
1.53%
Property Tax
1.53%

Affordability

27.4%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Cleveland, OH and Toledo, OH, the overall cost of living indices are 51 and 52 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $8,345/year higher in Toledo. Home values also differ significantly — the median in Cleveland is $94,100 compared to $107,000 in Toledo.

Both cities share the same state tax structure since they are in Ohio.

Frequently Asked Questions

Cleveland vs Toledo — common questions

Is Cleveland or Toledo cheaper to live in?
Based on our cost index, Cleveland is cheaper to live in with an index of 51 compared to 52 (US average = 100).
What is the rent difference between Cleveland and Toledo?
Median rent in Cleveland is $894/month and in Toledo it's $880/month — a difference of $14/month.
Which city has higher income, Cleveland or Toledo?
Median household income is $39,187 in Cleveland and $47,532 in Toledo. Median household income is $8,345/year higher in Toledo.
How do taxes compare between Ohio and Ohio?
Both cities are in Ohio and share the same state tax rates: 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Cleveland or Toledo?
It depends on your priorities. Cleveland has a cost index of 51 with median rent of $894/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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