Cost of Living: Cleveland, OH vs Waco, TX (2026)

Cleveland

Ohio
51
VS

Waco

Texas
72

Cleveland is 29% cheaper than Waco.

$894/mo ↓ 19%
Median Rent
$1,098/mo ↑ 23%
$39,187/yr ↓ 24%
Median Income
$51,468/yr ↑ 31%
$94,100 ↓ 53%
Home Value
$199,600 ↑ 112%
$866/mo ↓ 21%
Owner Costs
$1,094/mo ↑ 26%
367,523
Population
141,925

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

27.4%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Cleveland, OH and Waco, TX, the overall cost of living indices are 51 and 72 respectively (national median = 100). Rent is $204/month cheaper in Cleveland, saving renters about $2,448/year.

Median household income is $12,281/year higher in Waco. Home values also differ significantly — the median in Cleveland is $94,100 compared to $199,600 in Waco.

Texas has no state income tax, giving Waco residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cleveland vs Waco — common questions

Is Cleveland or Waco cheaper to live in?
Based on our cost index, Cleveland is cheaper to live in with an index of 51 compared to 72 (US average = 100).
What is the rent difference between Cleveland and Waco?
Median rent in Cleveland is $894/month and in Waco it's $1,098/month — a difference of $204/month.
Which city has higher income, Cleveland or Waco?
Median household income is $39,187 in Cleveland and $51,468 in Waco. Median household income is $12,281/year higher in Waco.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cleveland or Waco?
It depends on your priorities. Cleveland has a cost index of 51 with median rent of $894/mo, while Waco has a cost index of 72 with rent of $1,098/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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