Cost of Living: Colorado Springs, CO vs Chula Vista, CA (2026)

Colorado Springs

Colorado
119
VS

Chula Vista

California
178

Colorado Springs is 33% cheaper than Chula Vista.

$1,562/mo ↓ 26%
Median Rent
$2,122/mo ↑ 36%
$83,198/yr ↓ 21%
Median Income
$105,173/yr ↑ 26%
$420,700 ↓ 40%
Home Value
$697,400 ↑ 66%
$1,592/mo ↓ 32%
Owner Costs
$2,342/mo ↑ 47%
483,099
Population
275,030

Tax Comparison

4.4%
Income Tax
13.3%
2.9%
State Sales Tax
7.25%
0.51%
Property Tax
0.71%

Affordability

22.5%
rent-to-income
Affordability
24.2%
rent-to-income

Detailed Comparison

When comparing Colorado Springs, CO and Chula Vista, CA, the overall cost of living indices are 119 and 178 respectively (national median = 100). Rent is $560/month cheaper in Colorado Springs, saving renters about $6,720/year.

Median household income is $21,975/year higher in Chula Vista. Home values also differ significantly — the median in Colorado Springs is $420,700 compared to $697,400 in Chula Vista.

Colorado has a lower income tax rate, making Colorado Springs slightly more tax-friendly.

Frequently Asked Questions

Colorado Springs vs Chula Vista — common questions

Is Colorado Springs or Chula Vista cheaper to live in?
Based on our cost index, Colorado Springs is cheaper to live in with an index of 119 compared to 178 (US average = 100).
What is the rent difference between Colorado Springs and Chula Vista?
Median rent in Colorado Springs is $1,562/month and in Chula Vista it's $2,122/month — a difference of $560/month.
Which city has higher income, Colorado Springs or Chula Vista?
Median household income is $83,198 in Colorado Springs and $105,173 in Chula Vista. Median household income is $21,975/year higher in Chula Vista.
How do taxes compare between Colorado and California?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Colorado Springs or Chula Vista?
It depends on your priorities. Colorado Springs has a cost index of 119 with median rent of $1,562/mo, while Chula Vista has a cost index of 178 with rent of $2,122/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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