Cost of Living: Colorado Springs, CO vs Clearwater, FL (2026)

Colorado Springs

Colorado
119
VS

Clearwater

Florida
105

Colorado Springs is 13% more expensive than Clearwater.

$1,562/mo ↑ 1%
Median Rent
$1,539/mo ↓ 1%
$83,198/yr ↑ 29%
Median Income
$64,440/yr ↓ 23%
$420,700 ↑ 29%
Home Value
$326,100 ↓ 22%
$1,592/mo ↑ 13%
Owner Costs
$1,411/mo ↓ 11%
483,099
Population
117,075

Tax Comparison

4.4%
Income Tax
0%
2.9%
State Sales Tax
6.0%
0.51%
Property Tax
0.86%

Affordability

22.5%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Colorado Springs, CO and Clearwater, FL, the overall cost of living indices are 119 and 105 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $18,758/year higher in Colorado Springs. Home values also differ significantly — the median in Colorado Springs is $420,700 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Colorado Springs vs Clearwater — common questions

Is Colorado Springs or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 119 (US average = 100).
What is the rent difference between Colorado Springs and Clearwater?
Median rent in Colorado Springs is $1,562/month and in Clearwater it's $1,539/month — a difference of $23/month.
Which city has higher income, Colorado Springs or Clearwater?
Median household income is $83,198 in Colorado Springs and $64,440 in Clearwater. Median household income is $18,758/year higher in Colorado Springs.
How do taxes compare between Colorado and Florida?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Colorado Springs or Clearwater?
It depends on your priorities. Colorado Springs has a cost index of 119 with median rent of $1,562/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Colorado Springs details → View Clearwater details →

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