Cost of Living: Colorado Springs, CO vs Naperville, IL (2026)

Colorado Springs

Colorado
119
VS

Naperville

Illinois
147

Colorado Springs is 19% cheaper than Naperville.

$1,562/mo ↓ 16%
Median Rent
$1,852/mo ↑ 19%
$83,198/yr ↓ 45%
Median Income
$150,937/yr ↑ 81%
$420,700 ↓ 17%
Home Value
$509,900 ↑ 21%
$1,592/mo ↓ 26%
Owner Costs
$2,161/mo ↑ 36%
483,099
Population
149,424

Tax Comparison

4.4%
Income Tax
4.95%
2.9%
State Sales Tax
6.25%
0.51%
Property Tax
2.07%

Affordability

22.5%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Colorado Springs, CO and Naperville, IL, the overall cost of living indices are 119 and 147 respectively (national median = 100). Rent is $290/month cheaper in Colorado Springs, saving renters about $3,480/year.

Median household income is $67,739/year higher in Naperville. Home values also differ significantly — the median in Colorado Springs is $420,700 compared to $509,900 in Naperville.

Colorado has a lower income tax rate, making Colorado Springs slightly more tax-friendly.

Frequently Asked Questions

Colorado Springs vs Naperville — common questions

Is Colorado Springs or Naperville cheaper to live in?
Based on our cost index, Colorado Springs is cheaper to live in with an index of 119 compared to 147 (US average = 100).
What is the rent difference between Colorado Springs and Naperville?
Median rent in Colorado Springs is $1,562/month and in Naperville it's $1,852/month — a difference of $290/month.
Which city has higher income, Colorado Springs or Naperville?
Median household income is $83,198 in Colorado Springs and $150,937 in Naperville. Median household income is $67,739/year higher in Naperville.
How do taxes compare between Colorado and Illinois?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Colorado Springs or Naperville?
It depends on your priorities. Colorado Springs has a cost index of 119 with median rent of $1,562/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Colorado Springs details → View Naperville details →

More Comparisons

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