Cost of Living: Concord, CA vs Billings, MT (2026)

Concord

California
187
VS

Billings

Montana
86

Concord is 117% more expensive than Billings.

$2,226/mo ↑ 103%
Median Rent
$1,097/mo ↓ 51%
$109,195/yr ↑ 52%
Median Income
$71,855/yr ↓ 34%
$755,900 ↑ 142%
Home Value
$311,800 ↓ 59%
$2,284/mo ↑ 94%
Owner Costs
$1,177/mo ↓ 48%
124,260
Population
118,321

Tax Comparison

13.3%
Income Tax
6.75%
7.25%
State Sales Tax
0%
0.71%
Property Tax
0.74%

Affordability

24.5%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Concord, CA and Billings, MT, the overall cost of living indices are 187 and 86 respectively (national median = 100). Rent is $1,129/month cheaper in Billings, saving renters about $13,548/year.

Median household income is $37,340/year higher in Concord. Home values also differ significantly — the median in Concord is $755,900 compared to $311,800 in Billings.

Montana has a lower income tax rate, making Billings slightly more tax-friendly.

Frequently Asked Questions

Concord vs Billings — common questions

Is Concord or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 187 (US average = 100).
What is the rent difference between Concord and Billings?
Median rent in Concord is $2,226/month and in Billings it's $1,097/month — a difference of $1,129/month.
Which city has higher income, Concord or Billings?
Median household income is $109,195 in Concord and $71,855 in Billings. Median household income is $37,340/year higher in Concord.
How do taxes compare between California and Montana?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Concord or Billings?
It depends on your priorities. Concord has a cost index of 187 with median rent of $2,226/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Concord details → View Billings details →

More Comparisons

Other cost of living comparisons for Concord and Billings

Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station Billings vs. Wilmington Billings vs. Richardson Billings vs. Spring Hill Billings vs. Cambridge Billings vs. West Palm Beach Billings vs. North Charleston