Cost of Living: Concord, CA vs Clearwater, FL (2026)

Concord

California
187
VS

Clearwater

Florida
105

Concord is 78% more expensive than Clearwater.

$2,226/mo ↑ 45%
Median Rent
$1,539/mo ↓ 31%
$109,195/yr ↑ 69%
Median Income
$64,440/yr ↓ 41%
$755,900 ↑ 132%
Home Value
$326,100 ↓ 57%
$2,284/mo ↑ 62%
Owner Costs
$1,411/mo ↓ 38%
124,260
Population
117,075

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

24.5%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Concord, CA and Clearwater, FL, the overall cost of living indices are 187 and 105 respectively (national median = 100). Rent is $687/month cheaper in Clearwater, saving renters about $8,244/year.

Median household income is $44,755/year higher in Concord. Home values also differ significantly — the median in Concord is $755,900 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Concord vs Clearwater — common questions

Is Concord or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 187 (US average = 100).
What is the rent difference between Concord and Clearwater?
Median rent in Concord is $2,226/month and in Clearwater it's $1,539/month — a difference of $687/month.
Which city has higher income, Concord or Clearwater?
Median household income is $109,195 in Concord and $64,440 in Clearwater. Median household income is $44,755/year higher in Concord.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Concord or Clearwater?
It depends on your priorities. Concord has a cost index of 187 with median rent of $2,226/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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