Cost of Living: Concord, CA vs Downey, CA (2026)

Concord

California
187
VS

Downey

California
169

Concord is 11% more expensive than Downey.

$2,226/mo ↑ 18%
Median Rent
$1,892/mo ↓ 15%
$109,195/yr ↑ 25%
Median Income
$87,400/yr ↓ 20%
$755,900 ↑ 4%
Home Value
$728,500 ↓ 4%
$2,284/mo ↑ 14%
Owner Costs
$1,997/mo ↓ 13%
124,260
Population
111,793

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Concord, CA and Downey, CA, the overall cost of living indices are 187 and 169 respectively (national median = 100). Rent is $334/month cheaper in Downey, saving renters about $4,008/year.

Median household income is $21,795/year higher in Concord. Home values also differ significantly — the median in Concord is $755,900 compared to $728,500 in Downey.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Concord vs Downey — common questions

Is Concord or Downey cheaper to live in?
Based on our cost index, Downey is cheaper to live in with an index of 169 compared to 187 (US average = 100).
What is the rent difference between Concord and Downey?
Median rent in Concord is $2,226/month and in Downey it's $1,892/month — a difference of $334/month.
Which city has higher income, Concord or Downey?
Median household income is $109,195 in Concord and $87,400 in Downey. Median household income is $21,795/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Concord or Downey?
It depends on your priorities. Concord has a cost index of 187 with median rent of $2,226/mo, while Downey has a cost index of 169 with rent of $1,892/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Concord details → View Downey details →

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