Cost of Living: Concord, CA vs Richardson, TX (2026)

Concord

California
187
VS

Richardson

Texas
128

Concord is 46% more expensive than Richardson.

$2,226/mo ↑ 22%
Median Rent
$1,825/mo ↓ 18%
$109,195/yr ↑ 13%
Median Income
$96,257/yr ↓ 12%
$755,900 ↑ 86%
Home Value
$405,600 ↓ 46%
$2,284/mo ↑ 27%
Owner Costs
$1,796/mo ↓ 21%
124,260
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.5%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Concord, CA and Richardson, TX, the overall cost of living indices are 187 and 128 respectively (national median = 100). Rent is $401/month cheaper in Richardson, saving renters about $4,812/year.

Median household income is $12,938/year higher in Concord. Home values also differ significantly — the median in Concord is $755,900 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Concord vs Richardson — common questions

Is Concord or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 187 (US average = 100).
What is the rent difference between Concord and Richardson?
Median rent in Concord is $2,226/month and in Richardson it's $1,825/month — a difference of $401/month.
Which city has higher income, Concord or Richardson?
Median household income is $109,195 in Concord and $96,257 in Richardson. Median household income is $12,938/year higher in Concord.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Concord or Richardson?
It depends on your priorities. Concord has a cost index of 187 with median rent of $2,226/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Concord details → View Richardson details →

More Comparisons

Other cost of living comparisons for Concord and Richardson

Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater