Cost of Living: Concord, CA vs Santa Maria, CA (2026)

Concord

California
187
VS

Santa Maria

California
137

Concord is 36% more expensive than Santa Maria.

$2,226/mo ↑ 21%
Median Rent
$1,842/mo ↓ 17%
$109,195/yr ↑ 29%
Median Income
$84,617/yr ↓ 23%
$755,900 ↑ 58%
Home Value
$478,200 ↓ 37%
$2,284/mo ↑ 28%
Owner Costs
$1,789/mo ↓ 22%
124,260
Population
109,880

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Concord, CA and Santa Maria, CA, the overall cost of living indices are 187 and 137 respectively (national median = 100). Rent is $384/month cheaper in Santa Maria, saving renters about $4,608/year.

Median household income is $24,578/year higher in Concord. Home values also differ significantly — the median in Concord is $755,900 compared to $478,200 in Santa Maria.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Concord vs Santa Maria — common questions

Is Concord or Santa Maria cheaper to live in?
Based on our cost index, Santa Maria is cheaper to live in with an index of 137 compared to 187 (US average = 100).
What is the rent difference between Concord and Santa Maria?
Median rent in Concord is $2,226/month and in Santa Maria it's $1,842/month — a difference of $384/month.
Which city has higher income, Concord or Santa Maria?
Median household income is $109,195 in Concord and $84,617 in Santa Maria. Median household income is $24,578/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Concord or Santa Maria?
It depends on your priorities. Concord has a cost index of 187 with median rent of $2,226/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Concord details → View Santa Maria details →

More Comparisons

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