Cost of Living: Concord, CA vs Springfield, IL (2026)

Concord

California
187
VS

Springfield

Illinois
61

Concord is 207% more expensive than Springfield.

$2,226/mo ↑ 136%
Median Rent
$945/mo ↓ 58%
$109,195/yr ↑ 67%
Median Income
$65,537/yr ↓ 40%
$755,900 ↑ 387%
Home Value
$155,200 ↓ 79%
$2,284/mo ↑ 134%
Owner Costs
$974/mo ↓ 57%
124,260
Population
113,714

Tax Comparison

13.3%
Income Tax
4.95%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
2.07%

Affordability

24.5%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Concord, CA and Springfield, IL, the overall cost of living indices are 187 and 61 respectively (national median = 100). Rent is $1,281/month cheaper in Springfield, saving renters about $15,372/year.

Median household income is $43,658/year higher in Concord. Home values also differ significantly — the median in Concord is $755,900 compared to $155,200 in Springfield.

Illinois has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Concord vs Springfield — common questions

Is Concord or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 187 (US average = 100).
What is the rent difference between Concord and Springfield?
Median rent in Concord is $2,226/month and in Springfield it's $945/month — a difference of $1,281/month.
Which city has higher income, Concord or Springfield?
Median household income is $109,195 in Concord and $65,537 in Springfield. Median household income is $43,658/year higher in Concord.
How do taxes compare between California and Illinois?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Concord or Springfield?
It depends on your priorities. Concord has a cost index of 187 with median rent of $2,226/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Concord details → View Springfield details →

More Comparisons

Other cost of living comparisons for Concord and Springfield

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