Cost of Living: Concord, CA vs Waterbury, CT (2026)

Concord

California
187
VS

Waterbury

Connecticut
76

Concord is 111% more expensive than Waterbury.

$2,226/mo ↑ 89%
Median Rent
$1,180/mo ↓ 47%
$109,195/yr ↑ 111%
Median Income
$51,642/yr ↓ 53%
$755,900 ↑ 308%
Home Value
$185,400 ↓ 75%
$2,284/mo ↑ 79%
Owner Costs
$1,273/mo ↓ 44%
124,260
Population
114,356

Tax Comparison

13.3%
Income Tax
6.99%
7.25%
Sales Tax
6.35%
0.71%
Property Tax
2.15%

Affordability

24.5%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Concord, CA and Waterbury, CT, the overall cost of living indices are 187 and 76 respectively (national median = 100). Rent is $1,046/month cheaper in Waterbury, saving renters about $12,552/year.

Median household income is $57,553/year higher in Concord. Home values also differ significantly — the median in Concord is $755,900 compared to $185,400 in Waterbury.

Connecticut has a lower income tax rate, making Waterbury slightly more tax-friendly.

Frequently Asked Questions

Concord vs Waterbury — common questions

Is Concord or Waterbury cheaper to live in?
Based on our cost index, Waterbury is cheaper to live in with an index of 76 compared to 187 (US average = 100).
What is the rent difference between Concord and Waterbury?
Median rent in Concord is $2,226/month and in Waterbury it's $1,180/month — a difference of $1,046/month.
Which city has higher income, Concord or Waterbury?
Median household income is $109,195 in Concord and $51,642 in Waterbury. Median household income is $57,553/year higher in Concord.
How do taxes compare between California and Connecticut?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Concord or Waterbury?
It depends on your priorities. Concord has a cost index of 187 with median rent of $2,226/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Concord details → View Waterbury details →