Cost of Living: Dallas, TX vs Jersey City, NJ (2026)

Dallas

Texas
97
VS

Jersey City

New Jersey
148

Dallas is 34% cheaper than Jersey City.

$1,403/mo ↓ 26%
Median Rent
$1,902/mo ↑ 36%
$67,760/yr ↓ 29%
Median Income
$94,813/yr ↑ 40%
$295,300 ↓ 45%
Home Value
$534,500 ↑ 81%
$1,409/mo ↓ 30%
Owner Costs
$2,006/mo ↑ 42%
1,299,553
Population
289,691

Tax Comparison

0%
Income Tax
10.75%
6.25%
State Sales Tax
6.625%
1.6%
Property Tax
2.23%

Affordability

24.8%
rent-to-income
Affordability
24.1%
rent-to-income

Detailed Comparison

When comparing Dallas, TX and Jersey City, NJ, the overall cost of living indices are 97 and 148 respectively (national median = 100). Rent is $499/month cheaper in Dallas, saving renters about $5,988/year.

Median household income is $27,053/year higher in Jersey City. Home values also differ significantly — the median in Dallas is $295,300 compared to $534,500 in Jersey City.

Texas has no state income tax, giving Dallas residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Dallas vs Jersey City — common questions

Is Dallas or Jersey City cheaper to live in?
Based on our cost index, Dallas is cheaper to live in with an index of 97 compared to 148 (US average = 100).
What is the rent difference between Dallas and Jersey City?
Median rent in Dallas is $1,403/month and in Jersey City it's $1,902/month — a difference of $499/month.
Which city has higher income, Dallas or Jersey City?
Median household income is $67,760 in Dallas and $94,813 in Jersey City. Median household income is $27,053/year higher in Jersey City.
How do taxes compare between Texas and New Jersey?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Dallas or Jersey City?
It depends on your priorities. Dallas has a cost index of 97 with median rent of $1,403/mo, while Jersey City has a cost index of 148 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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