Cost of Living: Dallas, TX vs Naperville, IL (2026)

Dallas

Texas
97
VS

Naperville

Illinois
147

Dallas is 34% cheaper than Naperville.

$1,403/mo ↓ 24%
Median Rent
$1,852/mo ↑ 32%
$67,760/yr ↓ 55%
Median Income
$150,937/yr ↑ 123%
$295,300 ↓ 42%
Home Value
$509,900 ↑ 73%
$1,409/mo ↓ 35%
Owner Costs
$2,161/mo ↑ 53%
1,299,553
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

24.8%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Dallas, TX and Naperville, IL, the overall cost of living indices are 97 and 147 respectively (national median = 100). Rent is $449/month cheaper in Dallas, saving renters about $5,388/year.

Median household income is $83,177/year higher in Naperville. Home values also differ significantly — the median in Dallas is $295,300 compared to $509,900 in Naperville.

Texas has no state income tax, giving Dallas residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Dallas vs Naperville — common questions

Is Dallas or Naperville cheaper to live in?
Based on our cost index, Dallas is cheaper to live in with an index of 97 compared to 147 (US average = 100).
What is the rent difference between Dallas and Naperville?
Median rent in Dallas is $1,403/month and in Naperville it's $1,852/month — a difference of $449/month.
Which city has higher income, Dallas or Naperville?
Median household income is $67,760 in Dallas and $150,937 in Naperville. Median household income is $83,177/year higher in Naperville.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Dallas or Naperville?
It depends on your priorities. Dallas has a cost index of 97 with median rent of $1,403/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Dallas details → View Naperville details →

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