Cost of Living: Dallas, TX vs St. Paul, MN (2026)

Dallas

Texas
97
VS

St. Paul

Minnesota
91

Dallas is 7% more expensive than St. Paul.

$1,403/mo ↑ 12%
Median Rent
$1,248/mo ↓ 11%
$67,760/yr ↓ 7%
Median Income
$73,055/yr ↑ 8%
$295,300 ↑ 5%
Home Value
$280,300 ↓ 5%
$1,409/mo ↑ 1%
Owner Costs
$1,390/mo ↓ 1%
1,299,553
Population
307,762

Tax Comparison

0%
Income Tax
9.85%
6.25%
State Sales Tax
6.875%
1.6%
Property Tax
1.11%

Affordability

24.8%
rent-to-income
Affordability
20.5%
rent-to-income

Detailed Comparison

When comparing Dallas, TX and St. Paul, MN, the overall cost of living indices are 97 and 91 respectively (national median = 100). Rent is $155/month cheaper in St. Paul, saving renters about $1,860/year.

Median household income is $5,295/year higher in St. Paul. Home values also differ significantly — the median in Dallas is $295,300 compared to $280,300 in St. Paul.

Texas has no state income tax, giving Dallas residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Dallas vs St. Paul — common questions

Is Dallas or St. Paul cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 97 (US average = 100).
What is the rent difference between Dallas and St. Paul?
Median rent in Dallas is $1,403/month and in St. Paul it's $1,248/month — a difference of $155/month.
Which city has higher income, Dallas or St. Paul?
Median household income is $67,760 in Dallas and $73,055 in St. Paul. Median household income is $5,295/year higher in St. Paul.
How do taxes compare between Texas and Minnesota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Dallas or St. Paul?
It depends on your priorities. Dallas has a cost index of 97 with median rent of $1,403/mo, while St. Paul has a cost index of 91 with rent of $1,248/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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